Dundalk Ridesharing Accident Lawyers
Ridesharing services like Uber and Lyft have transformed how we get around. They offer convenience and affordability, but when accidents happen, things can quickly become complicated—especially when it comes to determining who’s responsible and what insurance coverage applies. If you were injured in a rideshare accident—whether as a passenger, pedestrian or another driver—Maryland Injury Lawyers is here to identify the proper liable parties and fight for the compensation you deserve. Contact our Dundalk ridesharing accident lawyers today.
Understanding Rideshare Accident Liability
Rideshare accidents can involve multiple parties: the rideshare driver, the other driver, the rideshare company, and insurance carriers for everyone involved. Figuring out who is at fault and what coverage applies depends heavily on the driver’s status at the time of the crash. Was the rideshare driver waiting for a ride request? En route to pick someone up? Transporting a passenger?
Here’s how liability typically breaks down in these scenarios:
- App Off: If the driver is not logged into the app, their personal auto insurance applies. At a minimum, drivers must carry 30/60/15 coverage, which is $30,000 for personal injury per person up to $60,000 per accident, and $15,000 for property damage per accident.
- App On, No Passenger Yet: If the driver is logged in and waiting for a ride request, Uber or Lyft provide 50/100/25 liability coverage.
- On the Way to a Pickup or Transporting a Passenger: Once the driver accepts a ride request or is actively transporting a passenger, Uber and Lyft provide up to $1 million in liability coverage per accident.
This layered insurance structure is crucial because most personal auto insurance policies do not cover drivers while they are transporting passengers for a fee. That type of activity is considered commercial use, which would normally require a commercial auto policy. However, rideshare companies fill this gap by providing coverage of their own, as long as the driver maintains a valid personal policy and is operating through the app at the time of the accident.
Who Can Be Injured in a Rideshare Accident?
Rideshare accidents can injure any number of parties. Our firm represents individuals hurt in a crash regardless of their status, whether they were rideshare passengers, Uber or Lyft drivers injured by another negligent driver, drivers of other vehicles hit by a rideshare vehicle, or pedestrians or bicyclists struck by a rideshare driver. Each case involves unique facts and insurance considerations. Our legal team understands how to identify all available sources of compensation and build a strong case based on the circumstances of the crash.
Common Causes of Rideshare Accidents in Dundalk
Rideshare drivers often operate under pressure, navigating unfamiliar areas while checking GPS directions and managing frequent ride requests. This can lead to distracted or reckless driving behaviors, such as:
- Texting or handling the app while driving
- Logging into Uber and Lyft simultaneously to maximize fares
- Speeding to pick up or drop off passengers quickly
- Making unsafe turns or sudden stops
- Fatigue from driving long hours, “deadheading,” or driving as a second job at the end of a regular workday
- Inadequate training or screening by the rideshare company
Whether the rideshare driver or another party was responsible for the crash, we can investigate the cause, determine liability, and help you recover damages for your injuries. In a rideshare accident case, you may be entitled to financial compensation for a wide range of losses, including emergency medical treatment and hospital bills, ongoing medical care and rehabilitation, lost wages and reduced earning potential, pain and suffering, emotional trauma and property damage. In fatal crashes, wrongful death claims can deliver financial support and justice to surviving family members. We work closely with medical professionals, economists, and other experts to calculate the full value of your claim and ensure you’re not shortchanged by the insurance companies.
Why Rideshare Accident Cases Require Legal Help
Rideshare accidents involve a web of insurance policies, contracts, and liability questions that make them far more complex than typical car accident cases. Insurance companies for both the driver and the rideshare company may try to deny coverage or shift blame from one to the other. Meanwhile, Maryland’s strict contributory negligence law makes it critical to prove the other party was 100% at fault in order to secure compensation.
At Maryland Injury Lawyers, we know how to cut through the confusion and advocate for our clients. We take the time to investigate every detail, gather the necessary evidence, and fight back against insurance company tactics designed to limit your recovery.
Why Choose Maryland Injury Lawyers?
- Deep experience with complex auto accident cases, including rideshare collisions
- Familiarity with Dundalk’s roads, traffic patterns, and local courts
- Contingency fee representation—you don’t pay unless we win
- Free consultations and personalized attention from start to finish
We’ve built a reputation for protecting the rights of accident victims in Dundalk and Baltimore County, and we’re ready to do the same for you.
Speak With a Dundalk Ridesharing Accident Lawyer Today
If you’ve been injured in an Uber, Lyft, or other ridesharing accident in Dundalk, don’t try to handle your claim alone. The legal and insurance issues are complicated, but you don’t have to figure it out by yourself. Let Maryland Injury Lawyers step in and help you get the compensation you need to recover and move forward.
Contact us today for a free consultation. We’ll review your case, answer your questions, and explain your legal options. The sooner you call, the sooner we can begin working on your behalf.
