Glen Burnie Uninsured Driver Accident Lawyers
Getting hurt in a car accident is stressful enough—but discovering that the at-fault driver is uninsured can add an extra layer of difficulty to your recovery. All drivers in Maryland are required to carry auto liability insurance, yet many still operate vehicles without adequate coverage or any at all. Fortunately, even if you’ve been hit by an uninsured or underinsured driver, you may still have options for pursuing compensation.
At Maryland Injury Lawyers, our Glen Burnie uninsured driver accident lawyers help crash victims recover compensation after a collision caused by a negligent uninsured driver. We work to identify every available source of compensation and ensure your rights are protected every step of the way.
Maryland’s Uninsured Motorist Coverage Requirements
Maryland law requires all drivers to carry uninsured/underinsured motorist (UM/UIM) coverage as part of their auto insurance policies. Coverage can equal the amount of liability insurance carried but must at least meet the state minimum of $30,000 per person and $60,000 per accident for bodily injury, plus $15,000 for property damage. This coverage is designed to protect you in situations where the at-fault driver has no insurance or doesn’t have enough insurance to cover your losses. UM/UIM also applies if you are the victim of a hit-and-run accident. UM/UIM coverage can help pay for your medical bills, lost wages, pain and suffering, and other damages—up to the limits of your policy.
This coverage is essential in Maryland where over 15% of drivers are uninsured, despite the legal requirement for coverage (Washington, D.C., leads the nation with more than 25% of drivers uninsured). If you follow the law and carry liability insurance, you are protected, as UM/UIM is included in your coverage.
What to Do After a Crash With an Uninsured Driver
If you’re hit by an uninsured driver in Glen Burnie, it’s important to take the following steps to protect your claim:
- Call 911 and report the accident to the police
- Seek medical attention, even if injuries seem minor
- Get as much information as possible about the other driver and vehicle
- Notify your insurance company as soon as possible
- Avoid making recorded statements without legal advice
Our lawyers can guide you through the claims process, help gather necessary documentation, and ensure your insurer honors its obligations under your UM/UIM policy. Even though UM/UIM claims are filed with your own insurance provider, these claims are still adversarial in nature. Insurance companies may try to limit their exposure by disputing the extent of your injuries, claiming your damages fall below your policy limits, or delaying or even outright denying your claim. Because of Maryland’s contributory negligence law, UM/UIM only applies if you are not in any way to blame for the accident, and the insurer might try to shift fault your way to defeat your claim.
Our Glen Burnie uninsured driver accident lawyers are experienced in handling tactics like these. We know how to build strong claims backed by medical evidence, accident reports, and expert testimony.
Additional Sources of Compensation in Uninsured Driver Car Accidents
In some cases, we may be able to identify other sources of compensation beyond your UM/UIM coverage, such as Personal injury protection (PIP) benefits, MedPay (medical payments coverage), or claims against other liable third parties such as vehicle owners (when different from the driver) or the driver’s employer (in commercial crashes). We explore every possible avenue to help you recover the full value of your claim.
Why Choose Maryland Injury Lawyers
When you’re dealing with the aftermath of an uninsured motorist accident, you need a legal team that knows how to navigate both Maryland insurance law and the local Glen Burnie courts. Our firm has extensive experience handling these complex claims and is committed to fighting for the compensation you deserve. We take a personalized approach to every case, and we don’t get paid unless we recover money for you.
Get Help From a Glen Burnie Uninsured Driver Accident Lawyer Today
If you’ve been injured in an accident caused by an uninsured or underinsured driver in Glen Burnie, don’t face the legal and insurance challenges alone. Contact Maryland Injury Lawyers today for a free consultation with a dedicated Glen Burnie personal injury lawyer. We’ll help you understand your rights and options so you can move forward with confidence.
