Rockville Rideshare Accident Lawyers

Rideshare apps like Uber and Lyft have made getting around Rockville easier than ever. A night out on Rockville Pike, a ride to the Metro station, or a quick lift home from a downtown event are all just a tap away. But when a rideshare ride turns into an accident, suddenly everything gets complicated.

Who’s responsible? Does Uber’s insurance cover you? Does the driver’s insurance or your own insurance kick in? And who makes sure you actually get paid for your medical bills, lost wages, and pain?

We have those answers. Our Rockville rideshare accident lawyers help passengers, rideshare drivers, and other motorists hurt in Uber and Lyft crashes navigate the mess of claims, paperwork, and finger-pointing. We deal with the insurance companies so you don’t have to.

Maryland Injury Lawyers – When an Uber or Lyft Ride Goes Wrong, We Make It Right

How Rideshare Accidents Happen in Rockville

Rideshare drivers are human, and they face all the same distractions and dangers as everyone else on the road. But that’s not all. They are also juggling app notifications, searching for pick-up spots, and trying to find passengers in crowded parking lots, all after hours of driving or logging in to their side hustle after a full shift at their day job.

Add in Rockville’s heavy traffic, busy intersections, and unpredictable drivers, and it’s easy to see why rideshare accidents happen here. Common causes include:

• Distracted driving while using the app
• Unsafe lane changes while rushing to pick up or drop off a rider
• Speeding to get more fares in less time
• Stopping suddenly or double parking in traffic lanes
• Drowsy or fatigued driving
• Other reckless drivers hitting a rideshare car through no fault of the rideshare driver

Who’s Liable? Understanding Rideshare Insurance

One of the trickiest parts of a rideshare accident claim is figuring out whose insurance pays. Maryland law requires Uber and Lyft to provide significant insurance coverage when a rideshare driver is working, but when that coverage applies depends on what the driver was doing at the moment of the crash.

Generally, there are three coverage stages:

1. The app is off: The driver’s personal auto insurance applies. Maryland requires all drivers to carry at least $30,000 per person and $60,000 per accident in bodily injury liability insurance, plus $15,000 for property damage, aka 30/60/15.
2. The app is on, waiting for a ride: Uber or Lyft provides greater coverage than Maryland minimums (50/100/25) if the driver’s policy won’t pay.
3. En route to pick up a passenger or with a passenger: Uber or Lyft provides up to $1 million in liability coverage.

If you were a passenger in the rideshare car, you’re covered under that $1 million policy. If you were driving your own car and hit by a rideshare driver on duty, that same policy applies as well.

Sound simple? It rarely is. Rideshare companies and their insurers often try to deny coverage or shift blame to the driver’s personal policy. That’s why these cases demand an experienced lawyer who knows how to push back.

What If the Other Driver Is at Fault?

Sometimes, a rideshare car is hit by another driver — a distracted commuter, an uninsured motorist, or someone who flees the scene. If that happens, you may need to file a claim against that driver’s insurance. If they don’t have insurance, or not enough, Uber and Lyft both carry uninsured/underinsured motorist (UM/UIM) coverage that may cover you.

Maryland’s rideshare insurance rules can feel like a maze. We know how to untangle it and make sure every possible source of coverage is used to pay you what you’re owed.

Injured as a Rideshare Driver? You Have Rights Too

If you drive for Uber or Lyft and get hurt in a crash that wasn’t your fault, you may be eligible for compensation, but you’re not an employee, so you usually don’t have workers’ comp.

That means your recovery depends on making a strong injury claim against the at-fault driver, or using Uber or Lyft’s coverage if it applies. We help Rockville rideshare drivers stand up to insurers and fight for lost wages, medical expenses, and more.

What Damages Can You Recover After a Rockville Rideshare Accident?

Whether you were a passenger, a rideshare driver, or another motorist hit by a rideshare car, Maryland law allows you to claim full compensation for your damages, including:

• Medical bills for emergency care, surgeries, therapy, and follow-ups
• Lost income while you can’t work
• Reduced earning potential if your injuries have lasting effects
• Pain and suffering — the physical and mental impact of your injuries
• Property damage if your car was hit

Rideshare insurers often try to settle for less than your claim is worth, but you don’t have to take their first offer.

What Makes Rideshare Cases Different?

Unlike a typical fender-bender, a rideshare crash brings extra layers of complexity. Multiple insurance policies may overlap or conflict, and rideshare companies usually fight hard to distance themselves from driver mistakes. Additionally, time limits for filing claims may vary depending on which policy applies. Meanwhile, Uber, Lyft and their insurers have teams of lawyers looking for ways to minimize payouts.

Trying to handle this alone while you’re recovering is a mistake. We handle every letter, call, and form so you don’t have to.

Why Local Knowledge Matters

Rockville’s unique mix of suburban neighborhoods, major arteries like I-270 and Rockville Pike, and constant rideshare demand means accidents can happen anywhere, from busy shopping centers to residential drop-offs late at night.

We know the local roads, the traffic patterns, and how Montgomery County police and insurance adjusters approach these cases. That experience makes a real difference when it’s time to prove what happened and secure the compensation you need.

No Fee Unless We Win

You’re already juggling medical bills and missed work; you shouldn’t have to worry about legal fees too. We handle Rockville rideshare accident cases on a contingency fee basis. That means you pay nothing until after we win money for you.

Don’t Wait — Maryland’s Deadlines Apply

Maryland’s statute of limitations generally gives you three years from the date of the crash to file a personal injury claim. Wait too long, and you may lose your right to recover anything.

Rideshare cases can take time to investigate and negotiate, so don’t wait until evidence disappears or witnesses move away.

Talk to a Rockville Rideshare Accident Lawyer Today

An Uber or Lyft crash shouldn’t leave you buried in bills or fighting big insurance companies alone. Whether you were a passenger, driver, or another motorist, we’ll help you make sense of the mess and fight for every dollar you’re owed.

Call Maryland Injury Lawyers today for a free consultation with a Rockville rideshare accident attorney. We’ll explain your rights, answer your questions, and get to work demanding the recovery you deserve.

When your rideshare ride goes wrong, we’re here to make it right.